Fix and flip loans for real estate investors.
Fix and flip loans from Equity REI provide business purpose private money financing for investors acquiring, renovating, and reselling investment properties.
Private money designed for acquisition, renovation, and resale.
A fix and flip project requires speed, clear underwriting, realistic renovation planning, and a defined resale strategy. Equity REI reviews fix and flip loan requests based on the property, purchase price, estimated after repair value, rehab scope, investor profile, timeline, and exit plan.
The goal is to help qualified investors access private capital for investment property opportunities where timing, structure, and execution matter.
The numbers have to support the project.
Fix and flip lending starts with the deal. The purchase price, renovation budget, after repair value, market demand, investor experience, and resale strategy all need to make sense together.
Equity REI reviews each request with a practical investment property lens so the loan structure, budget, timeline, and exit plan are aligned before the project moves deeper into underwriting.
Key factors in a fix and flip loan request.
The stronger the project information, the easier it is to review the opportunity and respond with the right next step.
Purchase Price
The acquisition basis, contract price, closing timeline, and how the property compares to current market value.
After Repair Value
The expected resale value after renovation based on comparable sales, market demand, and property improvements.
Rehab Budget
The repair scope, construction plan, contractor budget, timeline, and level of renovation required.
Exit Strategy
The intended resale plan, projected timeline, market positioning, and backup strategy if the project changes.
When a fix and flip loan may fit.
Fix and flip loans are typically used when an investor needs short term private capital to acquire and renovate a non owner occupied investment property intended for resale.
Fast Purchase Opportunities
Investors purchasing discounted, distressed, or value add properties that need quick closing execution.
Rehab Heavy Projects
Properties that require repair funding, contractor coordination, and a defined renovation plan before resale.
Short Term Exit Plans
Projects where the intended exit is resale after improvements, market repositioning, and completion.
Give us the information needed for a clean initial review.
A fix and flip loan request should include the property address, purchase price, estimated after repair value, renovation budget, project timeline, investor experience, and intended resale strategy.
Deal Details
Address, asset type, purchase price, condition, photos, occupancy, and closing timeline.
Rehab Scope
Repair estimate, contractor plan, renovation level, timeline, and major improvements.
ARV Support
Comparable sales, resale expectations, pricing strategy, and market support for the projected value.
Resale Plan
Estimated hold time, resale strategy, listing plan, and backup exit if the market changes.
How the fix and flip loan request process works.
Equity REI keeps the process focused on the core details that matter for private investment property lending.
Submit
Submit the property details, purchase terms, loan request, rehab budget, and resale plan.
Review
Equity REI reviews the asset, borrower profile, loan request, renovation plan, and exit strategy.
Structure
If the request fits, the next step may include potential structure, document needs, and deeper underwriting.
Close
Qualified loan requests may move toward final review, closing coordination, and funding.
Not every project is a pure fix and flip.
Some investors start with a renovation plan and later decide to hold the property as a rental. Others need a bridge loan before a longer term financing strategy. Equity REI can help investors identify the loan path that better matches the project.
Review bridge loans, rental loans, and fix to rent loans if your exit strategy may change after acquisition or renovation.
Florida fix and flip loan FAQ.
These answers help real estate investors understand how Equity REI reviews business purpose fix and flip loan requests for non owner occupied investment properties.
Does Equity REI offer fix and flip loans in Florida?
Yes. Equity REI provides Florida focused fix and flip loan options for real estate investors purchasing and renovating non owner occupied investment properties. Loan availability, leverage, pricing, and terms depend on the property, borrower qualifications, project scope, exit strategy, and underwriting review.
What do lenders review on a fix and flip loan request?
Private lenders typically review the purchase price, after repair value, renovation budget, borrower experience, timeline, liquidity, property condition, title status, and exit strategy. Equity REI uses that information to understand the project, collateral, risk, and capital fit.
Are Equity REI fix and flip loans for owner occupied homes?
No. Equity REI provides business purpose financing for real estate investment properties only. Equity REI does not provide consumer loans, owner occupied residential mortgages, or loans for personal, family, or household purposes.
Can a fix and flip loan include renovation funds?
A fix and flip loan may include funds for acquisition and renovation depending on the deal structure, property value, budget, borrower qualifications, and underwriting review. Renovation draws, if available, are usually tied to project progress, inspections, and approved scope of work.
How should investors prepare before requesting a fix and flip loan?
Investors should prepare the property address, purchase price, estimated after repair value, renovation budget, photos, contractor details if available, timeline, exit strategy, entity information, and any relevant experience. Better information helps the lender review the request faster and more accurately.
Ready to submit a fix and flip loan request?
Tell Equity REI about the property, purchase price, estimated after repair value, rehab budget, timeline, and resale strategy. We will review the request and respond with the appropriate next step.
Business purpose investment property lending only.
Equity REI provides business purpose financing for real estate investment properties only. Equity REI does not provide consumer loans, owner occupied residential mortgages, or loans for personal, family, or household purposes.
Submission of a loan request is not a loan approval, commitment to lend, rate quote, or term sheet. Loan terms, eligibility, leverage, pricing, and availability are subject to underwriting, collateral review, borrower qualifications, documentation, and capital availability.