Business purpose lending only.
Equity REI is a private commercial lender. We provide business purpose financing for non owner occupied real estate investment property projects only.
Equity REI does not provide consumer, individual, or owner occupied financing.
Equity REI is a private commercial lender. Equity REI provides business purpose financing and hard money capital for real estate investment property projects only. Loans are made exclusively to valid legal entities, such as LLCs, corporations, or partnerships, for commercial, business, or investment purposes.
Equity REI does not lend to individual human consumers under any circumstances. All borrowing entities must be registered and in good standing with their respective state division of corporations (e.g., Florida Sunbiz) prior to funding. Equity REI does not provide consumer loans, owner occupied residential mortgages, primary residence financing, secondary residence financing, second home loans, vacation home loans, or loans for personal, family, or household purposes.
Under no circumstances may any borrower, corporate officer, member, manager, partner, principal, guarantor, related party, or affiliated occupant occupy the collateral property as a residence or secondary home.
Financing is limited to non owner occupied investment property projects.
Equity REI may review business purpose investment property financing requests involving private commercial real estate lending, hard money capital, bridge loans, fix and flip loans, rental loans, construction loans, fix to rent loans, build to rent financing, multifamily bridge loans, and other approved investment property loan scenarios.
Investment Property Projects
Properties acquired, built, renovated, refinanced, rented, sold, or stabilized for commercial, business, or investment purposes.
Entity-Only Borrowers
Approved legal entities such as LLCs, corporations, or partnerships. Loans are never issued to individual persons.
Business Purpose Use
Loan proceeds must be used strictly for commercial, business, or investment purposes tied directly to a qualifying real estate investment property.
Equity REI does not finance personal residences or consumer loan requests.
The following loan requests are strictly outside Equity REI’s business purpose investment property lending model and will be rejected instantly.
Primary Residences
Equity REI does not provide financing for a borrower’s primary residence or any property intended to be used as a primary home.
Second Homes
Equity REI does not provide financing for second homes, vacation homes, seasonal residences, or personal use properties.
Owner Occupied Mortgages
Equity REI does not provide owner occupied residential mortgages or any loan where the collateral property will be occupied as a residence.
Consumer/Individual Loans
Equity REI does not provide loans to individuals, or loans for personal, family, household, consumer, or non-business purposes.
The collateral property cannot be used as a residence by the borrower or related parties.
Equity REI’s financing is for non owner occupied investment property projects only. The borrowing entity’s corporate officers, members, managers, partners, principals, guarantors, related parties, or affiliated occupants may not live in, use, or occupy the collateral property as a residence.
Any request involving current or intended residential occupancy by any associated natural person is completely ineligible for Equity REI business purpose investment property financing.
Website content is educational and informational only.
Website content may discuss private lending, hard money concepts, bridge loans, rental loans, construction lending, multifamily financing, STABBL™ strategy, underwriting, investment property strategy, capital structure, and real estate investor education for general educational and informational purposes only.
Website content does not constitute an offer to lend, loan approval, commitment to lend, rate quote, term sheet, legal advice, tax advice, financial advice, investment advice, underwriting approval, or guarantee of funding.
All loan requests are subject to review, documentation, and capital availability.
Loan terms, eligibility, pricing, leverage, interest rates, fees, funding availability, draw availability, and loan structure are subject to underwriting, formal borrower entity qualification, background evaluation, credit and asset verification, collateral review, complete documentation, business purpose review, property review, title review, valuation review, legal review, and capital availability.
Submission of a form, phone call, email, document, or loan request does not create a loan approval, commitment to lend, rate quote, term sheet, or obligation by Equity REI to provide financing.
Equal Opportunity Lender.
Equity REI is an Equal Opportunity Lender. Equity REI evaluates eligible business purpose investment property loan requests based on applicable commercial underwriting criteria, borrower entity qualification, collateral, documentation, business purpose review, and program availability.
This website is intended for real estate investment business entities, corporate builders, commercial developers, landlords, and commercial business borrowers seeking business purpose investment property financing only.
No consumer, individual, owner occupied, primary residence, or second home loans.
Equity REI provides business purpose financing for non owner occupied real estate investment property projects only. We do not lend to individual consumers, we do not issue residential mortgages to natural persons, and we do not provide loans for personal, family, or household purposes.