Private lending programs for real estate investors.
Loan programs from Equity REI provide business purpose private real estate lending for investors, builders, developers, and operators working on investment property projects.
Capital options for real estate investors who need execution.
Different projects require different lending structures. A fix and flip acquisition is not the same as a rental refinance, a construction project, or a multifamily value add deal. Equity REI reviews each request based on the asset, borrower profile, project strategy, requested capital, budget, timeline, and exit plan.
Use this page to choose the loan program that best matches your investment property project before submitting a loan request.
Private real estate lending by project type.
Fix and Flip Loans
Short term private money loans for investors acquiring and renovating properties for resale.
Bridge Loans
Fast private capital for purchases, refinances, transitional scenarios, timing gaps, and investment property opportunities that need short term execution.
Rental Loans
Financing for income producing rental properties, stabilized investment assets, and portfolio growth strategies.
Ground Up Construction Loans
Private construction financing for residential investment property projects, builders, and developers.
Fix to Rent Loans
Bridge style financing for investors who acquire, renovate, stabilize, and hold the property as a rental.
Build to Rent Financing
Capital for investors and builders developing rental properties from the ground up.
Private capital for multifamily value add opportunities.
Multifamily projects often require a different level of review. Unit count, occupancy, rent roll, current income, repositioning plan, capital improvements, market rents, operating history, and exit strategy all matter.
Equity REI reviews multifamily bridge requests based on the property, sponsor, business plan, requested leverage, capital improvement plan, and projected stabilization path.
Match the loan program to the project strategy.
The right loan program depends on what the investor is trying to accomplish. The property type, current condition, purchase structure, timeline, budget, and exit strategy should all support the requested loan.
Fix and Flip
Best fit for investors buying and improving a property with an intended resale exit.
Bridge
Best fit for short term timing gaps, purchases, refinances, or transitional real estate scenarios.
Rental
Best fit for investors holding income producing properties or building a rental portfolio.
Construction
Best fit for builders and investors developing new residential investment properties.
What Equity REI reviews before moving forward.
A private lending request is reviewed through more than one number. The property, borrower, budget, leverage, timeline, and exit strategy all work together.
Property
Asset type, condition, location, occupancy, valuation, and collateral profile.
Profile
Experience, liquidity, credit profile, entity, and ability to execute the project.
Request
Loan amount, leverage, purchase price, rehab budget, construction budget, and closing need.
Strategy
Resale, refinance, rental stabilization, long term hold, or another defined outcome.
Submit the loan request that fits your investment property project.
Tell Equity REI about the property, loan type, requested capital, project plan, timeline, and exit strategy. The more complete the request, the easier it is to review the opportunity.
Business purpose investment property lending only.
Equity REI provides business purpose financing for real estate investment properties only. Equity REI does not provide consumer loans, owner occupied residential mortgages, or loans for personal, family, or household purposes.
Loan terms, eligibility, leverage, pricing, and availability are subject to underwriting, collateral review, borrower qualifications, documentation, and capital availability. Website content is not a loan approval, commitment to lend, rate quote, term sheet, legal advice, tax advice, financial advice, or investment advice.